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Corporate Credit Framework

Corporate Credit Framework

Corporate Credit Framework

Corporate Credit refers to the provision of long-term financing for planned investments or short-term financing to meet the working capital requirements of an enterprise. It is important to note that a Special Purpose Vehicle (SPV) is not necessary for investments conducted under Corporate Credit facilities.

Our credit assessment processes are guided by a thorough evaluation of our clients' organizational structures and balance sheets, complemented by multi-year financial projections and various financing alternatives.

Through a collaborative assessment involving our engineering and finance teams, we identify and address potential deficiencies in projects, aiming to deliver the most effective financial solution tailored to each investment.

Corporate Credit Framework

Credit Assessment Stages

  • A comprehensive Credit Assessment Report is prepared through the combined analyses of our Financial Analysis, Engineering, and Economic & Sectoral Research teams. These reports provide an in-depth financial analysis of the company, evaluate cash flow scenarios, and include a thorough assessment of industry and market dynamics.
  • Following the review and evaluation by the Credit Allocation Department, the formal credit request is submitted to the Credit Assessment Committee.
  • Credit requests approved by the Credit Assessment Committee are subsequently presented to the Board of Directors for final authorization.