Working Capital Loans
What is a Working Capital Loan?
Working capital loans are specialized credit facilities designed to enable enterprises to sustain their core operations, execute the activities necessary for business continuity, and meet current operational requirements.
These loans aim to help businesses manage their cash flows effectively and expand their inventory levels.
Scope and Features of Working Capital Loans
To contribute to the development of our country and support stable economic growth, we provide enterprises with medium and long-term working capital financing tailored to their specific needs.
By utilizing resources sourced from international financial institutions, we support the economic sustainability of businesses and contribute to the national workforce. We provide the necessary funding to enable enterprises to operate at full capacity, ensure uninterrupted production, increase business volume, and fulfill short-term obligations—allowing them to maintain their activities efficiently and profitably.
In this context, in line with the specific conditions of our Bank’s available resources, we support financing working capital requirements to ensure the continuity of core business activities.
We support the growth of enterprises by addressing capital deficiencies across various operational needs, including, inter alia:
- Raw Material Procurement
- Finished and Semi-Finished Goods Procurement
- Inventory and Material Acquisition
- Equipment Renewal
- Service Procurement
- Operational Expenses
- Personnel Expenses
- Management of Trade Receivables
- Stock Management
In addition to addressing these needs, we offer innovative, value-added solutions to help firms create and maintain a healthy cash flow structure.
As the Development and Investment Bank of Türkiye, we aim to enhance the international competitiveness of enterprises engaged in foreign trade. Accordingly, within the scope of loan packages secured from foreign development finance institutions, we provide financing for operational expenses arising from these enterprises' foreign trade transactions.