Browser Security and Security Certificate Verification 

Websites accessed via search engines may rank lower in search results, while malicious websites can manipulate their visibility by purchasing sponsored advertisements positioned at the top of results. As a result, unsuspecting users may be redirected to fraudulent websites.

To ensure the integrity of internet security, it is essential to adhere to the following practices:

  • Exercise caution regarding deceptive websites and fraudulent links shared on social media platforms.
  • Avoid visiting unverified or insecure websites.
  • Refrain from disclosing sensitive personal identifiers—such as your email address or telephone number—to unverified websites.
  • Avoid clicking on misleading download links or fraudulent media playback buttons.
  • Exercise heightened vigilance toward web domains beginning with www.xn-- .

To access our Bank's official website, please avoid using search engines. Instead, enter “https://www.kalkinma.com.tr/” directly into your browser's address bar. Ensure that the online banking portal address explicitly reads “https://online.kalkinma.com.tr/”. 

The Development Investment Bank employs an SSL Security Certificate, a cryptographic protocol that ensures data confidentiality and integrity during transmission over networks. Information exchanged via an SSL-certified address is automatically encrypted before transmission and can only be decrypted by the authorized recipient. This mechanism safeguards data privacy and integrity.

To ensure your security, our Bank’s web pages employ "GlobalSign RSA OV SSL" certificates. When you enter our official URL in your browser's address bar, you can verify the certificate's authenticity and the website's reliability by clicking the padlock icon next to the address field (varies by browser).

When using an updated web browser, an automated warning system will flag any potential indicators of a fraudulent website, or security alerts can be accessed by selecting the exclamation mark icon in the address bar (varies by browser).

We strongly recommend using contemporary, actively maintained web browsers—such as Microsoft Edge, Google Chrome, Mozilla Firefox, and Apple Safari—and ensuring that your software is updated regularly through official vendor channels or by enabling automatic update features in your browser settings. 

To mitigate potential risks associated with transaction security, our Bank has adopted the code of good practices as a core security principle for certificate hosting. 

Security Warnings for Wireless Networks

Wi-Fi and Bluetooth are widely used technologies that facilitate wireless connectivity between computers and mobile devices.

  • Wireless communication methods such as Wi-Fi and Bluetooth can pose risks of unauthorized access to computers and mobile devices. Therefore, avoid using wireless networks with no verified security.
  • Do not accept files transmitted via Bluetooth, AirDrop, or similar platforms from unverified or untrusted sources. Enhance your security by disabling these access interfaces when they are not in active use.
  • To safeguard against potential unauthorized access attempts targeting your home wireless network, change the default name and password.
  • Use up-to-date security software across all your devices.

Please be advised that public or unsecured Wi-Fi networks inherently lack security, and all transmitted data is vulnerable to interception. When using such networks, make sure to avoid: 

  • Engaging in transactions that involve personal data or sensitive information.
  • Conducting banking operations or logging into bank accounts.
  • Logging into platforms that require usernames and passwords.
  • Downloading operating system updates or software patches. 
  • Accessing webmail accounts and sending or receiving emails through desktop clients, such as Microsoft Outlook.
  • Performing corporate tasks or executing sensitive operations that necessitate institutional connectivity.